Problems are not stop signs, they are guidelines.
If you're going through hell, keep going.
Know or listen to those who know.
It's always too early to quit.
Never complain and never explain.
Be thine own palace, or the world's thy jail.
To know oneself, one should assert oneself.
Be kind whenever possible. It is always possible.
By failing to prepare, you are preparing to fail.
You never know what motivates you.
You can design a mortgage system that is different without a Fannie and Freddie, but there are principles you have to have, to have a good system.